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This dashboard, sponsored by the CGAP Open API Program, provides industry information on the availability of open APIs by Digital Financial Service (DFS) and related providers in Africa, East Asia, South Asia and Latin America.

Open APIs in DFS are important because they connect third-parties to established financial service providers, essentially turning providers’ platforms into “digital rails” that third-parties can leverage to deliver innovative services that address needs of many customers.

The data in this dashboard showcases which businesses are already beginning to open up their digital rails, how they are engaging with third party developers, and what apps and products are being built that are relevant for low income citizens, businesses and households.

Where are DFS-related Open APIs available?

APIs by Region


This QuarterLast QuarterChange
Total APIs in Sector 114 107 7%
Companies Offering 43 40 7%

Which DFS-related providers have the attention of developers?

What Types of Apps and Products Are Being Built using these APIs?

Apps built with DFS APIs

What Are Some Examples of Apps and Products Being Built using these APIs?

LendingUser Experience (UX)Savings
Category: Lending
Overview: Uses data on online sales from MercadoLibre APIs to calculate new credit scores and offer microloans to previously undeserved small businesses
Name: KivaLens
Category: UX
APIs used: Kiva
Overview: A new user interface that makes use of Kiva data to better display available loans and current repayments data in order to support new lenders to make loan decisions
Name: Piggybank
Category: Savings
APIs used: Flutterwave Pay
Overview: A savings app that debits user’s bank account at agreed intervals to store in a “locked account” that then uses Flutterwave to disburse the savings payment in total on an agreed set date.

Know of other apps built with DFS APIs we might highlight? Contact Us

What communications channels are used by the Best Practice Leaders in the emerging API economy?

Top Communication Channels

How are API Providers Monetizing these new API products?

Business Models for DFS APIs